A+ Plus Financial Services is committed to providing personal and business credit and business funding knowledge and resources to help you achieve the financial freedom you deserve! Below are some resources that we have accumulated to assist our clients along the way! If you are looking for additional information, please take a look at our Blog and FAQ’s Sections.

REBUILD your Credit With NEW Positive Revolving Credit LinesBelow are some trusted & proven ways to add new, positive credit lines to your profile

This is an excellent secured card to re-build your positive revolving credit. It reports quickly and most of the time it doesn’t impact your score with a hard inquiry. It also doesn’t report as a secured card. Take advantage of this by the 1st of the month, and it will report on the 5th. There are NO excessive fees! Simply choose the card that you prefer; you may choose up to two First Progress cards and one Hutton Chase card.

  • Get Approved Fast – Just Click Below to Start the Process!
  • New Feature! See if you’re Pre-Approved in as little as 60 seconds, with no harm to your credit score!
  • Receive Your Card More Quickly with New Expedited Processing Option
  • No Credit History or Minimum Credit Score Required for Approval
  • Quick and Complete Online Application
  • Full-Feature Platinum MasterCard® Secured Credit Card
  • Good for Car Rental, Hotels; Anywhere Credit Cards are Accepted!
  • Monthly Reporting to all 3 Major Credit Bureaus to Establish Credit History
  • Credit Line Secured by Your Fully-Refundable Deposit of $300 — $2,000 Submitted with Application
  • Just Pay Off Your Balance and Receive Your Deposit Back at Any Time
  • 24/7 Online Access to Your Account
  • Nationwide Program – though not yet available in NY, IA, AR, or WI

Option 1
The First Progress Platinum Elite
MasterCard® Secured Credit Card
Merchandise APR = 19.99%
Annual Fee = $29


Option 2
First Progress Platinum Select
MasterCard® Secured Credit Card
Merchandise APR = 14.99%
Annual Fee = $39


Option 3
First Progress Platinum Prestige
MasterCard® Secured Credit Card
Merchandise APR = 11.99%
Annual Fee = $44



Are you tired of being turned down? Time to relax; you’ve come to the right place!

Have you been turned down in the past for valuable credit at major department stores? Are you unable to purchase the things that you need for your family right now because of an imperfect credit history?

Forget that…It’s finally time you heard “Yes”, and get the credit you deserve at Hutton Chase. In addition, our online store has over one thousand premium brand name items for you to purchase at up to 25% off the Manufacturer Suggested Retail Price. Join as a VIP Member today and in addition to your personal line of credit, you’ll also save hundreds of dollars on your purchases each year.

It’s never been easier to purchase the merchandise you want; at a discounted price you can afford, and then make payments over time on the balance (a small initial payment is required.)

Purchase what you need, when you need it, all with less money out of your pocket. Need to purchase gifts for your family? As a VIP Member with Hutton Chase, now you can.

Need to purchase needed items for around the home? Instead of waiting, do what the rich do. Use other people’s money to help you purchase what you need right now, and then pay over time.

Isn’t it time you had the buying power you deserve?
Of course, all of our products are fairly priced and we deliver within just a few days. And with your VIP Member Line of Credit, we charge zero interest for six months.

This is for a guaranteed line of credit account. This revolving account reports only to Equifax; the cost is only $20 per month. This revolving account will have a limit of up to $3,500 which will positively impact your credit utilization. It is an excellent tool to help establish revolving credit and show positive revolving credit payment history.


Here is another excellent revolving account, credit building option!

Benefits of My Jewelers Club

Easy Approval (95% approval rate). Credit approval not based on credit scores.
EXAMPLE: Even with 30 collection items, if you do not have any items on your credit report from the *“REASONS FOR NON APPROVAL” LIST, WE CAN GET YOU APPROVED.

  • Easy Approval!
  • Establish Credit As You Shop
  • $5,000 of available credit for everyone who is approved.
  • $99 Membership Fee includes joint account.
  • No Monthly Fees, EVER!
  • Reports to all three major credit bureaus on the 5th of every month.
  • Sign up between the 1st and the 25th of any month and it reports the 1st of the following month.
  • 7.19.9% Interest Rate
  • Flexible Payments
  • Fast Reliable Free Shipping
  • Name Brand Jewelry


GETTING STARTED – One time minimum order of $100 with half down. Customers can order more than $100 with their 1st order but their 1st order MUST be for a minimum of $100. Every new customer pays 50% down with every order for the first year. After the 1st year, there is NO required down payment with good payment history.
EXAMPLE: A customer makes a $100 purchase, and half ($50) is charged to their credit/debit card when the order ships in 2-3 days. The following month a bill is generated for a monthly payment of $30 and the next month the final bill is generated for $20-$23.

Reasons for Non-Approval

*Excessive tax liens

*Active Bankruptcy

*Child Support

See a 15 to 50 point jump in credit scores the very first month.
There is a hard pull from TransUnion only, unless there is not enough information available, and then a report will be pulled from TransUnion and one other bureaus.


We Get Results!

Hear What Our Fans Say


How Can We Help You? Give us a call Toll Free at (866) 591-2769 or email us at